大海: sea, ocean...
信贷: credit, borrowed money...
难看: ugly, unsightly...
分红: dividend, to award a bonus...
上升: to rise, to go up, to ascend...
经历: experience, to experience, to go through...
正是: (emphasizes that sth is precisely or exactly as stated), precisely, exactly, even, if, just like, in the same way as...
隐形: invisible...
单纯: simple, pure, unsophisticated, merely, purely...
车轴: axle...